Rental Insurance Myths

• Affordability myth: "I hear renters insurance is too expensive."
  For just pocket change a day a can provide affordable basic protection of your personal property, and can protect you in case of a liability lawsuit.
  
  
• Landlord myth: "The landlord's insurance covers me."
  Your landlord's insurance generally only covers the building where you live – not your personal belongings and your liability.
  
  
• Responsibility myth: "I don't need liability insurance."
  Your landlord's policy most likely excludes liability for something that occurs in your rented residence. You could be held responsible for injury to another person or damage to another person's property if an incident occurred within your rented residence, or elsewhere. Without liability coverage, your current and future earnings could be at risk. Renters insurance may also provide legal defense costs.
  
  
• Ownership myth: "I don't own very much."
  Most people's belongings are often worth more than they think. That's one reason why you need renters insurance. However, it's important to know how much you need.

Renters Insurance Quotes
The following insurance resource is certified by Charleston Rental Properties as great resources to to purchase renters insurance. Renters Insurance is inexpensive and easy to obtain so you should never be with out it.